The WordPress ecosystem has a plugin for almost everything. That is a strength, but stacking generic plugins can become expensive when the real requirement is a very specific workflow.
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I start with the shape of the rule
If the requirement is common and well understood, an established plugin is usually the better choice. If the requirement combines custom taxonomies, unusual editorial actions, internal APIs and business-specific validation, custom code may be simpler than forcing several plugins to cooperate.
Persistent data should have an owner
Custom post types, migration maps, application metadata and operational logs should not disappear when the visual theme changes. I prefer a small companion plugin for persistent functionality and keep presentation inside the theme.
Admin UX is part of the feature
A technically correct automation can still fail if editors cannot see what it changed, reverse an operation or understand why a post was skipped. Good custom plugins need status, filters, logs and safe bulk actions just as much as they need hooks.
AJAX is useful when it removes repetitive work
For content repair and mapping tools, saving a row without a full reload can turn hours of mechanical editing into a manageable review workflow. The key is keeping nonce checks, capabilities and failure feedback explicit.
Custom is justified when it reduces system complexity
I do not build custom plugins simply because I can. The case is strongest when a focused plugin replaces fragile workarounds, expresses product rules clearly and leaves the site easier to maintain than a chain of unrelated dependencies.

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